Some more assessment of this from over on LinkedIn
16.12.2025 15:08
👍 41
🔁 24
💬 3
📌 2
Some more assessment of this from over on LinkedIn
Evening all — lots of traffic as brown envelopes land and scary AA numbers appear. We’ve added a free modeller and a Scheme Pays estimator. Some charges are 5-figure, but the real cost using scheme pays varies by age, retirement plans, and longevity.
youtu.be/IgcR9-6rH9M?...
I know some with 6-figure numbers- it’s ridiculous!
There are no downloads any more the only way you can access our services either the free growth modeller, sameday concierge service or new Gold PLUS modeller with scheme pays analysis... is via pre-registering at bit.ly/GPFTinterest
Don’t lose sleep over AA. Model it, and remember carry-forward — many have lots in 23/24 due to #negativePIAs. Some will pay; others will use Scheme Pays. It’s almost certainly not as bad as you think. Enjoy the video!
youtu.be/IgcR9-6rH9M?...
Despite admin issues and AA problems, the NHS Pension Scheme is still a strong scheme. Leaving is almost never right — get proper written advice first (and they’ll likely tell you to stay).
One member had £1k backpay missed; fixing it via one email saves them £3,624. Backpay can be much higher — don’t ignore this. Details in the video.
For many, Scheme Pays may cost far less than expected (not advice!). Also: we’re seeing loads of cases where backpay hasn’t been reallocated correctly.
Evening all — lots of traffic as brown envelopes land and scary AA numbers appear. We’ve added a free modeller and a Scheme Pays estimator. Some charges are 5-figure, but the real cost using scheme pays varies by age, retirement plans, and longevity.
youtu.be/IgcR9-6rH9M?...
1/⚠️‼️24/25 BACKPAY WARNING: Scary looking 24/25 growth? In our concierge cases we are seeing lots of cases where backpay hasnt been reallocated to March 2024. If you use our concierge service, as we have your TRS and your payslips we can detect this and tell you how to fix it. Lowering your 24/25
Can you email info at goldstonepenfintech dot com and one of the team will help. Thanks Joanne
3/ Our concierge service costs only £99+VAT (£118.80) and can be added to free or premium modellers. Concierge turnaround is currently 1 business day or sameday if documents uploaded by 2pm (required documents can be downloaded from ESR in around 1 minute)
Pls share / RT! See example output below 👀
2/ by the backpay amount can make a *big difference* and save you overpaying ££££ in AA this January!
Dont ignore pension tax - get it sorted! See👇Link to register: bit.ly/GPFTinterest
1/⚠️‼️24/25 BACKPAY WARNING: Scary looking 24/25 growth? In our concierge cases we are seeing lots of cases where backpay hasnt been reallocated to March 2024. If you use our concierge service, as we have your TRS and your payslips we can detect this and tell you how to fix it. Lowering your 24/25
ICYMI: Missed the YouTube live with
@medicaccountant? 👇
The new FREE pension modeller launches Mon 10th Nov 2025! 🚀
To be released in batches & already oversubscribed, join the queue to save your slot!:
bit.ly/GPFTinterest
Get a sneak preview! 📹
#Pensions #KnowYourNumbers #AnnualAllowance
This video is brilliant: buff.ly/1zyTWmM
Seems a total slam dunk that owners of private jets should pay fuel duties. Doesn't it?
The answer is annoying.
Thread:
ICYMI: Missed the YouTube live with
@medicaccountant? 👇
The new FREE pension modeller launches Mon 10th Nov 2025! 🚀
To be released in batches & already oversubscribed, join the queue to save your slot!:
bit.ly/GPFTinterest
Get a sneak preview! 📹
#Pensions #KnowYourNumbers #AnnualAllowance
2/8 First up: FREE AA Modeller! Covers Annual Allowance growth for 23/24, 24/25, & 25/26 – including for GPs.
Perfect for 1995, 2008, or 2015 schemes (even 2015-only). Added legacy 1995 years too. No more guessing – get accurate estimates! 📈
#KnowYourNumbers
#FixWhileYouCan
OK this 👇 won’t keep you on the edge of your seat with drama —but it might just save you ££££ in not going blindfolded into a tax trap!
Less entertainment, more essential—register now and outsmart the risks 👊
bit.ly/GPFTinterest
#KnowYourNumbersUnlike #TheTraitors
OK this 👇 won’t keep you on the edge of your seat with drama —but it might just save you ££££ in not going blindfolded into a tax trap!
Less entertainment, more essential—register now and outsmart the risks 👊
bit.ly/GPFTinterest
#KnowYourNumbersUnlike #TheTraitors
1/8 Just wrapped an epic YouTube live (2/11/25) with
@medicaccountant
– specialist medical accountant! 🚀 We dove into an upcoming FREE pension modeller (out this week, fingers crossed!)
Watch: youtube.com/live/uJ-saj8...
#Pensions #Doctors #AnnualAllowance
8/8 Launch capacity? Already maxed with IT provider – we’ve hit the limit! 😱
Join the queue & be amontst first in line (free modeller too). Spots filling FAST– register today: bit.ly/GPFTinterest
Let’s secure your finances! 👊
#JoinTheQueue
#KnowYourNumbers
#StopGuessing
8/8 Launch capacity? Already maxed with IT provider – we’ve hit the limit! 😱
Join the queue & be amontst first in line (free modeller too). Spots filling FAST– register today: bit.ly/GPFTinterest
Let’s secure your finances! 👊
#JoinTheQueue
#KnowYourNumbers
#StopGuessing
7/8 Bottom line: This tool helps you get to understand this and future-proof your finances. No spreadsheets, no stress – just smart insights.
(Free growth modeller included!)
Pre-register NOW.
#KnowYourNumbers
6/8 We unpacked:
• SIPP costs + AA headroom
• Losing tax-free childcare at £100k
• Taper trap pain at £200k
• GP-specific tips from Andy
Real talk on traps in the ridiculously designed tax system 😤
#MedFin
#TaperTaxHell
#100kRipOff
5/8 Not a download – slick WEB-ONLY service! Return anytime, auto-updates in background (e.g. post-Budget).
Return and refine later in year year as pay settles. Save unlimited scenarios via email – revisit any time! 🔄
#FinTech
#NoMoreSpreadsheets
4/8 Mitigation magic: Pay control, SIPPs, Gift Aid (only for £100k trap!)
Pro tip: Know your headroom this year to consider a SIPP without charges. We break it down. 💡
#FinancialFreedom
3/8 Level up with advanced modellers: Full AA calcs, tapering traps & mitigations, £100k tax trap (with fixes), and marginal rates in ALL 4 UK nations.
Tailored for NHS pros – your pension shouldn’t be a puzzle! 🧩
#UnderstandAnnualAllowance
2/8 First up: FREE AA Modeller! Covers Annual Allowance growth for 23/24, 24/25, & 25/26 – including for GPs.
Perfect for 1995, 2008, or 2015 schemes (even 2015-only). Added legacy 1995 years too. No more guessing – get accurate estimates! 📈
#KnowYourNumbers
#FixWhileYouCan
