Yep, it will certainly be very helpful for some - inc yourself - but I would also expect that the more that it feels like Monzo are interpreting that data, drawing opinions or - for some in that article - feeling that they're being judged or 'shamed' then it will also annoy/upset/even anger others
07.03.2026 10:00
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Well, quite!
07.03.2026 09:57
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(Although I'll still *never* forgive Spotify for claiming I was really jnto Britpop because I'd spent a chunk of that year playing the Manic Street Preachers on Spotify, a) most of my music listening is elsewhere, b) the Manics - especially early stuff - aren't Britpop!
Bad Spotify, very bad...)
07.03.2026 09:16
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βMainly, you fast foodedβ: Monzo under fire over βshamingβ year-end reviews
Bank criticised for tone of spending summaries, with one user complaining to ombudsman over βhumiliatingβ use of data
Reminded of some recent user research where an IF team saw UK adults being far more sensitive to reuse and sharing of financial data than other stuff, it shows more about our lives
Ie a "wrapped" for spending won't feel the same as a "wrapped" for music
www.theguardian.com/money/2026/m...
07.03.2026 09:12
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a close up of elmo from sesame street with big eyes and a yellow beak .
Alt: a close up of elmo from sesame street with big eyes and a yellow beak just staring at the screen
When you hear someone say "what would happen if there was a Horizon-style scandal in public services?!?" and you aren't close enough to point out that the Post Office is a public service
06.03.2026 13:33
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Me using Replit to build a UK address validator in a few hours:
- whoah, this is kind of astonishing but also annoying that I had to know to tell it to reduce copyright risks in UK, create new API keys &c
Me using Replit to build French address validator in just 5 (five) minutes flat:
- oh
06.03.2026 09:28
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When I went to their gig a few years ago. "I'm watching modern slavery" wasn't really in my thoughts
06.03.2026 07:15
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Oral evidence - 03 Mar 2026
(from the Home Affairs Committee evidence session on digital ID, obvs committees.parliament.uk/oralevidence...)
05.03.2026 09:57
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Q206 Chair: It is absolutely. Everyone looks for bin day.
The one, true British value
05.03.2026 09:57
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Original first line of Hunter S. Thompsonβs Fear And Loathing In South Wiltshire.
05.03.2026 08:56
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When the AI agents work as safely and reliably as some people believe they inevitably will I fear their first task is going to be clearing up/deleting all of the unmaintained and half-arse-designed "vibe coded" applications being created at the moment
05.03.2026 08:45
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Digital Infrastructure
Finance ministries must think about digital public infrastructure as they do roads and power grids
As a big road analogy fan, I frowned at the first line of this piece by @dianecoyle1859.bsky.social & @eaves.ca:
"A government wouldnβt build a dozen roads connecting the same two places."
Of course they would! How many roads are there between London and Manchester??
www.imf.org/en/publicati...
04.03.2026 19:27
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I think they hope I'll open the email, more fool them... ;)
04.03.2026 18:24
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Starmer has the 'wrong priorities', says Badenoch
published at 12:25
12:25
Badenoch says the PM does not understand the energy transition. She accuses him of having a "sea of orcs and goons who have no idea how anything is working at all".
Badenoch testing out the very-online-right wingers language of "orcs" now? Eesh
www.bbc.co.uk/news/live/cr...
04.03.2026 13:15
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I used up my Claude Code usage limit while repeatedly telling it to look more deeply into potential copyright complexities around UK govt OGL'd data that contained addresses and postcodes
I suspect this is *very* on brand
03.03.2026 19:41
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The council's support team has given advice on how people without an email address can be supported to pay council tax online
The advice was to enter: <noemail@[councilname].gov.uk>
I wonder what that inbox, if it's configured to actually receive/store mails, looks like... π€
03.03.2026 14:54
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A bit of the plan that talks about data
And an irregular reminder that Reform's undemocratic mass deportation plans for if they win the next UK GE include the use of "cutting edge data fusion"
assets.nationbuilder.com/reformuk/pag...
03.03.2026 09:21
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Here is re-post of an internal post:
We have been working with the DoW to make some additions in our agreement to make our principles very clear.
1. We are going to amend our deal to add this language, in addition to everything else:
"β’ Consistent with applicable laws, including the Fourth Amendment to the United States Constitution, National Security Act of 1947, FISA Act of 1978, the AI system shall not be intentionally used for domestic surveillance of U.S. persons and nationals.
For the avoidance of doubt, the Department understands this limitation to prohibit deliberate tracking, surveillance, or monitoring of U.S. persons or nationals, including through the procurement or use of commercially acquired personal or identifiable information."
Itβs critical to protect the civil liberties of Americans, and there was so much focus on this, that we wanted to make this point especially clear, including around commercially acquired information. Just like everything we do with iterative deployment, we will continue to learn and refine as we go.
I think this is an important change; our team and the DoW team did a great job working on it.
I see OpenAI/SamA are now saying they've changed their deal with US DoD to limit use for domestic mass surveillance
x.com/i/status/202...
03.03.2026 09:21
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Train announcer:
A message to all passengers that the QR codes have now been switched off and if you'd like to order something from the buffet car please go to coach C
Me:
What kind of mental model is that building about how QR codes work?!?!
02.03.2026 21:07
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Uh oh
(I suspect if you squint you can almost see that the glass collection contract went to a different company than the other recycling collection contract...)
02.03.2026 21:05
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So much will be said about all this in the coming days, but IMO the biggest takeaway is that James Watt and Martin Dickie each pocketed more than the price BrewDog was eventually sold for, while 500 hardworking staff are now out of a job & 220k equity punks don't get a dime.
Absolute charlatans.
02.03.2026 17:02
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On the odd occasions he doesn't then someone will ask the question:
"What bin is it this week?"
02.03.2026 12:10
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a set of bin days with the colour bin to put out
Once again I'm reminded that our bin day notifications come from a community-spirited neighbour who screenshots and shares bin day reminders from council website into the street WhatsApp group every Monday
02.03.2026 12:10
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Meta's AI Patent to Simulate Dead People Shows the Dangers of 'Spectral Labor'
Researchers say Metaβs patent for simulating dead users could be a βturning pointβ in βAI resurrections.β
I know it's barely worth saying but the idea of revived avatars of deceased has been around so long I got bored and stopped working on it - see most recently share.google/CtkaIeKJuNqz... but also share.google/13O3w1lQ5csB... 1/2..
www.404media.co/metas-ai-pat...
01.03.2026 12:45
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And not just the media:
think tankers, lobbyists, and businesses - including those in digital + tech world... - risk normalising Reform's politicians too
01.03.2026 10:30
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