THE Big Cajun Man 🇨🇦

RDSP: Statement of Entitlement 2026 An RDSP Statement of Entitlement is a yearly update that tells the holder how the government will match their contributions to the savings plan. It tells them, how much will be matched, and the amount of the Grant associated with that contribution amount. #RDSP #SOE #StatementOfEntitlement

RDSP Statement of Entitlement 2026 reminder: once a beneficiary turns 18, grants and bonds are based on their income, not the parent’s. Matching money matters.
#RDSP #CanadianFinance #DisabilityTaxCredit #CdnEcon

Money and Lent: Clutter too? Try a Lent declutter challenge: 40 days to simplify your home, reduce clutter, and reset your finances with intention.

Money and Lent: Clutter too?

A 40-day Lent declutter challenge: simplify your home and your finances one small step at a time.
#PersonalFinance #Lent #Declutter

www.canajunfinances.com/2017/03/01/m...

The Financial Celebration of Lent The financial celebration of Lent is something anyone can join in with. A time to learn, and a time to add not just remove from your lifestyle.

The Financial Celebration of Lent
A 40-day financial Lent challenge: reduce debt, rebalance, spend intentionally, give back.
#PersonalFinance #Lent #CdnEcon

www.canajunfinances.com/2016/02/10/t...

Financial Shrove Tuesday Mardi Gras or financial shrove Tuesday arrives, and what are you going to do about? Just eat pancakes or plan for a Lenten financial plan?

Financial Shrove Tuesday

Mardi Gras or financial shrove Tuesday arrives, and what are you going to do about? Just eat pancakes or plan for a Lenten financial plan? #CanFin #Lent
#Shrove www.canajunfinances.com/2011/03/08/f...

Christmas All Year Round Valentine’s Day spending proves we now live in Christmas all year round. Marketing never stops, and neither does the pressure to overspend.

Valentine’s Day proves it: spending season never ends. Be intentional. Love doesn’t require financing.
#PersonalFinance #ValentinesDay #CdnEcon
www.canajunfinances.com/2019/12/27/c...

Birthday Reflections: Embracing Aging Gracefully Raise a slice to yourself. This financial birthday checklist mixes humour and honesty to help you review wills, insurance, health, and life plans as you age. Not cheerful, but necessary.

Your birthday is a perfect time for a financial check-in: wills, insurance, health, paperwork, and life plans. Cake optional. Denial discouraged.
#PersonalFinance #AgingGracefully #CdnEcon #RetirementPlanning

My CRA Account - How hard is it to register? Now more than ever, you should get on-line access to your CRA account. With this you can know where you stand with them easily. It is important to get this now, as well, if you want to register for Vi...

Checked out #MyCRA account. #TFSA limits are not updated, assume #RRSP aren't either? Gotta love it.
#CanFin #Taxes #CRA

www.canajunfinances.com/my-cra-accou...

Blue Monday , the Bluest Day of the Year ? Blue Monday finances combine winter gloom, media fluff, and Christmas debt hangovers. January feels worse when money reality hits.

Blue Monday is marketing fluff. January money stress is not. Winter, bills, and Christmas debt explain enough.
#PersonalFinance #BlueMonday #CdnEcon

www.canajunfinances.com/2026/01/19/b...

Sometimes it's better to be lucky In life, many times we do not have control of the events in our lives, and many times it is better to be lucky, to survive.

Sometimes it's better to be lucky

A retrospective on my feelings of when #Nortel went into bankruptcy protection. Little did I know at the time just how #lucky I ended up being. #Canada #Tech #Bubble

www.canajunfinances.com/2009/01/15/s...

Nortel Teeters? As Nortel teeters (teetered) on the edge of oblivion was there much that anyone could have done about it? Not really, bad management had doomed it for years

It is over 16 years since Nortel took the Tech Exit door and declared #Bankruptcy. The impact of that is still being felt by many folks. Luckily another tech bubble could never happen #AI
#Nortel #TechBubble #Crash #CanFin #Investing

www.canajunfinances.com/2009/01/14/n...

Financial Stress and Sleep: Why Money Worries Keep Us Awake Money can be one of the big reasons that many folks end up losing sleep , but should it really be that big a worry for folks? Depends....

Financial stress doesn’t clock out at night. Money worries and sleep are tightly linked, and chronic stress has real health consequences.
#PersonalFinance #SleepHealth #CdnEcon #MoneyStress www.canajunfinances.com/2026/01/06/l...

Tangible Financial New Year’s Resolutions That Actually Work Having tangible financial new years resolutions is very important. Simply saying, "I'll do better", is not enough you need to make them real and measurable.

Financial New Year’s resolutions work when they’re measurable. Numbers, deadlines, and automation beat hope every time.
#PersonalFinance #MoneyGoals #CdnEcon #FinLit #CanFin

www.canajunfinances.com/2026/01/02/t...

Merry Christmas 2025 Celebrate the spirit of Merry Christmas 2025 with joy, family, and hope for peace in the world this holiday season. #Xmas #2025 #Christmas #YellowCard #Spending

Celebrate the spirit of Merry Christmas 2025 with joy, family, and hope for peace in the world this holiday season. #Xmas #Christmas #Merry #YellowCard #BigCajunMan #CanFin

Festivus Financial Airing of Grievances 2025 A Festivus financial airing of grievances for 2025. From market volatility and rising prices to scams, politics, and end-of-year money stress this is a Financial Festivus for the rest of us. #Festivus #CanadianFinance #MoneyHumour #HolidaySpending #FinancialLiteracy #CdnEcon #PersonalFinance #FestiveRant

It’s Festivus, and I’ve got financial grievances. Volatility, scams, tariffs, political weirdness, and Co-Workers still pitching bad ideas. The pole is up. Let’s rant.
#Festivus #PersonalFinance #CdnEcon #FinancialLiteracy #MoneyHumour

Ad blockers make online reading easier, safer, and far less annoying. Learn why tools like Pi-hole and browser blockers are now basic internet hygiene.
#AdBlocker #PiHole #OnlinePrivacy #WebSecurity #TechTips #DigitalLife #InternetSafety #ReadingOnline

The Dunning-Kruger Effect and Why We’re Not as Smart as We Think The Dunning-Kruger effect reminds us that we often overestimate our financial expertise. Real wisdom comes from knowing your limits, learning from mistakes, and ignoring bar-guy crypto pitches. Trust experience, track records, and evidence, not confidence alone.

The Dunning-Kruger effect is alive and well in Canadian personal finance. Confidence is cheap good advice isn’t. Slow down, ask questions, ignore Buddy's crypto pitch.
#DunningKruger #PersonalFinance #CdnEcon #InvestingWisdom

Celebrate the Slow Thinkers Slow thinking can help you avoid poor financial decisions. Learn why slowing down leads to better financial judgment and fewer costly mistakes.

In a world pushing instant decisions, slow thinking is a financial superpower. A pause can save you money, stress, and at least one terrible idea from your friend Craig.
#SlowThinking #PersonalFinance #CdnEcon #MindfulMoney
www.canajunfinances.com/2025/12/09/c...

Taboo Subjects With Kids Parents avoid talking about debt, but kids desperately need financial truth. Learn why teaching kids about debt early prevents costly mistakes later.

Parents avoid talking about debt but kids desperately need that knowledge. Teaching them how borrowing works (and what it costs) builds financial confidence, not fear.
#DebtEducation #Parenting #MoneySkills #CanadianFinance
www.canajunfinances.com/taboo-subjec...

Everybody's got a plan... February hits like a financial punch in the face. Learn how to survive RRSP season, debt hangovers, taxes, and money stress.

February is the annual financial punch in the mouth RRSP deadlines, taxes, and leftover Christmas debt. Here’s why it feels so brutal and how to dodge a few swings. Start planning, it's not long 'til SuperBowl!!
#Money #RRSPseason #Budgeting #CanadianFinance
www.canajunfinances.com/2008/02/06/e...

Debt Reduction: Solve the Right Problem Financially Remember, financially, as with most things in life, you need to solve the right problem, which means identifying the problem first.

Most people don’t have a debt problem — they have a wrong-solution problem. Painting the piano won’t tune it. Here’s how to fix the right financial issue.
#DebtReduction #FinanceTruths #CanadianMoney

www.canajunfinances.com/2025/12/02/d...

Giving Tuesday Giving Tuesday is coming, the day after Cyber Monday, where we put aside our crass purchasing and try to help out our neighbours, so give!

Giving Tuesday ?
Who can you give to in #Ottawa? Here is a short list to start with.
#Charity #CanFin #Donation #GivingTuesday2025
www.canajunfinances.com/2019/12/01/g...

Ethical Investing?

Ethical investing isn't as clean as marketers claim. In this honest Canadian take, I explore why certain sectors: payday loans, China, carbon offsets, Big Tech, and now AI, cross my personal ethical line. A practical guide for anyone navigating ethical investing hypocrisy in…

CPP and EI for 2026 Wondering how much CPP, CPP2, and EI you’ll pay in 2026? This detailed breakdown explains all the new max 2026 contribution thresholds, including changes to EI insurable earnings, CPP maximums, and the growing role of CPP2 for higher-income earners. With premium rate updates, earnings ceilings, and self-employed considerations, this guide helps salary earners and gig workers understand when deductions stop and how the changes compare to 2024. Whether you're budgeting for take-home pay or just trying to decode your pay stub, this is your one-stop update for the year ahead. Keywords: max 2026, CPP 2026, CPP2, EI rates, CPP ceiling, EI maximum, employment insurance, Canada Pension Plan, payroll deductions 2026, self-employed CPP

It's almost time to start a New Year, and start paying CPP, CPP2 and EI premiums again. L'chaim!
#CPP #CPP2 #EI #NewYear #2026

Einstein and Your Money: Why Doing the Same Thing Keeps You Broke Einstein’s famous definition of insanity applies perfectly to personal finance. If you keep repeating the same habits, carrying credit card balances, overspending, or ignoring debt, you’ll never get d...

Einstein wasn’t a financial guru, but his “insanity” quote is basically the blueprint for escaping bad money habits. Here’s how Canadians can break the cycle and rethink debt.
#Canada #PersonalFinance #DebtFree #Einstein #MoneyHabits

www.canajunfinances.com/2007/01/29/e...

Simple Cryptocurrency Explanation How does a leading AI piece of software simply explain cryptocurrency? Read on and find out, seems OK by me.

If you ask AI to explain #Bitcoin and #Crypto what do you get? As usual, something you should take with a large grain of salt!
#AI #CanFin #Investment
www.canajunfinances.com/simple-crypt...

If Ford gov’t doesn’t reopen @onsciencecentre.bsky.social pronto, it will never reopen.

2028, laying off the rest of the Science Centre staff, “I’m as disappointed as anyone,” fibbed the Minister of Infrastructure, reflecting on her 2024 decision to shutter an institution beloved of generations.

And those are the memories that last, not the Swan Ice Fountain, or whatever.

Weddings and Costs Avoid wedding debt disasters. A Canadian look at wedding costs and why keeping it simple can protect your marriage and your wallet.

Weddings have become debt traps. Here’s why keeping it simple might be the smartest financial decision you make before saying “I do.”

#WeddingCosts #DebtFree #CanadianFinance #MoneySense #FrugalLiving

www.canajunfinances.com/2025/11/24/w...

Einstein: The Rule of 72 Einstein may not have invented the rule of 72 but he did make it popular. A very useful heuristic to estimate compound interest growth.

Einstein may not have invented the rule of 72 but he did make it popular. A very useful heuristic to estimate compound interest growth.
#Growth #Interest #Doubling #inv #investing

www.canajunfinances.com/einstein-the...

Why I am Not Rich (financially) Why I am not rich financially is a question many folks ask themselves (daily). Do you need to be financially rich, is a better question.

Why I am Not Rich (financially) (the 80s)

Hindsight allows you to look back and see opportunities. I had a few in my many years, here are a few I can see now.
#Rich #Hindsight #Planning #80s #Interest #CSB

www.canajunfinances.com/2011/05/31/w...