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Better Than Cash Alliance

@betterthancash

@UN-based Alliance promoting the shift from cash to #ResponsibleDigitalPayments to advance Sustainable Development Goals. 🔗 http://responsiblepayments.org

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18.11.2024
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Latest posts by Better Than Cash Alliance @betterthancash

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AFRICA ENERGY - Rise & Shine We now take you to the heart of Africa's energy transformation in Cape Town, where the 2026 Africa Energy Indaba is currently underway. Delegates from across the continent and beyond are gathering to ...

#DigitalPayments save time, boost financial inclusion & improve access to services. At #AfricaEnergy Indaba 2026, leaders push investment, tech & partnerships to drive the continent’s energy future. Listen to @LucyMbabazi in this report by @channelafrica1
https://bit.ly/4bmvGKR

05.03.2026 17:07 👍 1 🔁 0 💬 0 📌 0
Bre-B: Una Infraestructura Pública Digital para fortalecer  la inclusión financiera  y la competitividad  de Colombia – Colombia Fintech

🇨🇴Colombia avanzó con #BreB para transformar un ecosistema financiero fragmentado, habilitando #interoperabilidad y pagos instantáneos. Su adopción impulsa competencia, pymes e inclusión, aunque persisten retos como el 4x1000 y mayor protección antifraude
https://bit.ly/4spQtD5

04.03.2026 19:31 👍 0 🔁 0 💬 0 📌 0

🤳 As #DPI systems scale, so do risks like fraud and exclusion. Redress must be built in from the start—secure ID, verified transactions, evidence sharing. Users need quick, clear recourse, aligned with UN Principles for Responsible #DigitalPayments https://bit.ly/4uc6T3M

03.03.2026 19:36 👍 0 🔁 0 💬 0 📌 0
G20 Policy Recommendations for Moving from Financial Access to Usage | GPFI

🤳 #FinancialInclusion boosts development & resilience, notes the #GPFI, which in 2025 issued policy recommendations to advance from basic financial access to effective, responsible usage by identifying barriers, trends & actionable steps for policymakers.
https://bit.ly/3OL1WOX

02.03.2026 19:11 👍 0 🔁 0 💬 0 📌 0
What's Next for Financial Inclusion? Unpacking Findex 2025 Join top voices in the financial inclusion space to unpack the latest Findex findings and map the path forward toward development outcomes. This is Season 3, Episode 1 of CGAP's podcast, Inclusive Finance Frontiers.

🤳 What’s next for #FinancialInclusion? @CGAP’s #GlobalFindex 2025 podcast shows:
1️⃣ #Access is up—75% have accounts—but resilience lags.
2️⃣ #DigitalPayments grow, yet risks like scams persist.
3️⃣ 1.3B #excluded remain—reaching them needs new models.
https://bit.ly/4ry2Exs

24.02.2026 01:31 👍 0 🔁 0 💬 0 📌 0
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⚖️ Social justice means fair access to #education, decent #work, and universal #socialprotection. Inclusive policies and #digitalpayments can strengthen accountability, cut costs, reduce leakage, and improve delivery of vital public services. #DayofSocialJustice

20.02.2026 20:11 👍 0 🔁 0 💬 0 📌 0
The Changing Nature of Consumer Risks in Digital Finance This blog explores how digital financial service (DFS) risks—like fraud and data misuse—are becoming more complex due to AI, social media, and organized crime, emphasizing the need for stronger market monitoring to protect consumers.

🚨 As Digital Financial Services #DFS grow, scams and risks like fraud, data misuse, and downtime rise too. Protecting vulnerable users requires coordinated action, guided by the #UN Principles for Responsible #DigitalPayments to ensure fairness and safety
https://bit.ly/4aX0DFd

18.02.2026 18:11 👍 0 🔁 0 💬 0 📌 0
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🇮🇳 The #AIImpactSummit in New Delhi advances global #AI governance, following the UN’s creation of permanent mechanisms like the new Scientific Panel. As AI grows, transparency in digital payments and chatbot interactions is more crucial than ever. https://bit.ly/4qDRZQE

16.02.2026 17:09 👍 0 🔁 0 💬 0 📌 0
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#BreB está transformando los pagos digitales en #Colombia con interoperabilidad plena, un modelo único que integra cámaras privadas bajo gobernanza de @BancoRepublica, y una adopción masiva que superó en los primeros 15 días 34 millones de transacciones
https://bit.ly/4k3OJMR

11.02.2026 17:37 👍 0 🔁 0 💬 0 📌 0
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New Tech, New Partners: Transforming development in the digital era This publication provides a snapshot of UNDP's blockchain practice and explores how UNDP is engaging with blockchain technologies as part of its broader effort to support inclusive, future-ready public systems.

⛓️ Un proyecto de @BetterThan_Cash y Carbon Plus México se graduó del SDG #Blockchain Accelerator del @UNDP; se diseñó una herramienta de #pagosdigitales para canalizar ingresos de créditos de carbono a comunidades de Oaxaca de forma rastreable e inclusiva https://bit.ly/3OkXDJX

10.02.2026 19:57 👍 0 🔁 0 💬 0 📌 0
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🇨🇴 #BreB es el sistema de pagos inmediatos interoperable que amplía la digitalización financiera en #Colombia. Una publicación de @BetterThan_Cash explica cómo el @BancoRepublica asumió un rol central al regular y operar esta infraestructura digital #DPI
https://bit.ly/4k3OJMR

03.02.2026 19:44 👍 0 🔁 0 💬 0 📌 0
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‘You feel obligated’: African workers on the pain – and pride – of the ‘black tax’ For workers sending money to support their relatives, payments are both a burden and badge of pride

🌍African workers and diaspora send much of their income home as a cultural duty that brings both financial strain and pride, with $100B in 2022 remittances supporting extended families' essential needs like rent, healthcare, and school fees. https://bit.ly/3ZQyzwM

02.02.2026 18:48 👍 0 🔁 0 💬 0 📌 0
How Providers Can Serve Micro-Merchants Sustainably This blog discusses why digital merchant payments for micro- and rural merchants in sub-Saharan Africa struggle to be financially sustainable—and what providers, regulators, and development partners can do to fix that.

🧺 Sustainable #digital merchant payments require balancing consumer ease, viability & provider economics. Fee-based revenue falls short for #micro‑merchants, but sustainability can improve through diversification, usage incentives & tech‑driven cost cuts https://bit.ly/4tehGtG

30.01.2026 19:18 👍 1 🔁 0 💬 0 📌 0
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What Will It Take to Scale Merchant Payments? Harnessing the Digital Opportunity Mobile money has expanded access to digital financial services across low- and middle-income countries, yet cash continues to dominate everyday transactions, particularly for micro and small merchants...

🤳🏽 Mobile‑enabled merchant payments are growing, but adoption lags due to low awareness and key barriers. @GSMA highlights the need for interoperability, simpler UX, lower fees & trust‑building to scale P2B & boost #financialinclusion and economic impact https://bit.ly/3ZGzhN6

29.01.2026 16:49 👍 0 🔁 0 💬 0 📌 0
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☀️ Clean #energy is essential for an inclusive, sustainable future. With 666M people still without electricity, PayGo and #digitalpayments are expanding access, enabling affordable solar for millions and supporting socioeconomic and environmental progress. #CleanEnergyDay

26.01.2026 17:52 👍 0 🔁 0 💬 0 📌 0
Engaging People with Lived Experience: A brief for Investors | Sustainable finance hub

👩🏾‍🌾 @UNDP’s #FAST initiative offers guidance for financial institutions on engaging survivors of modern slavery. #DigitalFinance is helping fight labor exploitation by making #payments traceable & formalizing employment, especially in vulnerable sectors.
https://bit.ly/4pUuceK

23.01.2026 19:51 👍 0 🔁 0 💬 0 📌 0
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Interoperar, regular y escalar: el nuevo desafío de las fintech de pagos En 2025, las transacciones interoperables superaron los 132 millones mensuales, con un crecimiento de un 58 % frente al año anterior

🇵🇪 La #interoperabilidad impulsa los pagos digitales en #Perú con más de 132M transacciones mensuales y 1,7 pagos diarios por adulto, mientras se avanza en #OpenFinance, identidad digital y una nueva plataforma pública de pagos que ampliará más el acceso
https://bit.ly/4sV2oK8

22.01.2026 21:11 👍 0 🔁 0 💬 0 📌 0
Simplicity and Human Touch Ensure Better Customer Outcomes in Microfinance Do financial institutions’ consumer protection policies actually deliver good outcomes for customers? Traditional frameworks focus on compliance, but emerging approaches reveal the need to measure positive customer experiences and outcomes.

🇵🇭 🇧🇩Clients in #Bangladesh & the #Philippines value simple, easy‑to‑understand microfinance products. A customer‑centric approach using surveys & interviews helps ensure real positive outcomes & stronger consumer protection #UN Principles #DigitalPayments
https://bit.ly/4bIH9oB

20.01.2026 20:10 👍 0 🔁 0 💬 0 📌 0
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Digital Payments, Real Business: How Latin America and the Caribbean Is Driving Productive Inclusion The digitalization of MSMEs is transforming the way business is done and redefining inclusion, productivity, and the economic future of the region.

@UNDP & @BetterThan_Cash aim to advance #MSMEs #financialinclusion in #LAC through #digitalpayments. Inclusion by design, trust & protection, the creation of productive value to boost formalization and access are essential to closing the digital gap https://bit.ly/49Q1Z2Y

20.01.2026 15:44 👍 0 🔁 0 💬 0 📌 0
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A three-billion-person challenge: An untapped global market for financial services Financial-sector policymakers and financial service providers are facing both a real challenge and unique opportunity to drive economic inclusion for about three billion people and spur growth toward ...

🤳 Nearly 80% of adults globally have financial accounts, but many in low- and middle-income economies still don't use formal services. With strong safeguards, #DPI & #AI can cut costs & help tailor products, unlocking inclusive growth for billions. https://bit.ly/49oAwX8

16.01.2026 20:09 👍 0 🔁 0 💬 0 📌 0
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🇺🇳 #UN General Assembly adopts the Biennial Resolution on Financial Inclusion for Sustainable Development, recognizing #FinancialHealth: to manage daily financial needs, withstand shocks, pursue long-term goals, & feel confident about one's financial life
https://bit.ly/4qTKx4s

14.01.2026 21:15 👍 0 🔁 0 💬 0 📌 0
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Digital Public Infrastructure and The Future of Digital Payments: Lessons from Pix and UPI digital public infrastructure,financial inclusion,Global South fintech,instant payments,interoperable payment systems,open payment standards,Pix,real-time digital payments,UPI

🇧🇷#Pix & 🇮🇳 #UPI illustrate how digital public infrastructure #DPI can drive #financialinclusion as a public good. By 2024, they handled nearly two-thirds of global real-time transactions, enabling secure, low-cost and instant payments for millions
https://bit.ly/3NuEXXL

13.01.2026 20:15 👍 0 🔁 0 💬 0 📌 0
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Unlocking Human Development through Digital Public Infrastructure in Latin America and the Caribbean The latest UNDP Regional Human Development Report 2025 – Under Pressure highlights how the region's persistent inequality, climatic threats, polarization, and rapidly evolving technologies threaten to erode decades of progress. Yet, it also points to di...

Digital Public Infrastructure (#DPI) in Latin America and the Caribbean—spanning identity, data exchange, and #digitalpayments—can boost inclusive services if built on openness, interoperability, and rights. Strong governance and partnerships drive success https://bit.ly/4qgcFPn

09.01.2026 16:44 👍 0 🔁 0 💬 0 📌 0
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How failures in payment pillars, infrastructure, lock out people with disabilities As Nigeria races towards a cashless economy, anchored on payment systems such as mobile money, banking applications, unstructured supplementary service data, USSD, codes and ATMs, a central pillar of ...

🇳🇬 Blind Nigerians face exclusion in cashless systems due to inaccessible apps, USSD, and ATMs, despite inclusion policies. #The UN Principles for Responsible #DigitalPayments urge empathetic design for diverse needs to ensure financial access & dignity
https://bit.ly/4q8KJwx

07.01.2026 17:35 👍 1 🔁 0 💬 0 📌 0
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Thousands of workers #Ethiopia’s industrial parks need simple, reliable #digitalpayments. In December, stakeholders were invited by the @BetterThan_Cash Alliance to co-design solutions, committing to practical, people-centered services for easier pay, savings & money management.

06.01.2026 19:30 👍 0 🔁 0 💬 0 📌 0
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Pagos digitales, negocios reales: cómo América Latina impulsa la inclusión productiva La digitalización de las mipymes transforma la manera de hacer negocios y redefine la inclusión, la productividad y el futuro económico de la región.

📈 Las #mipymes impulsan empleo y PIB en América Latina, pero el efectivo las limita. Digitalizar pagos con inclusión, protección y valor productivo es clave para crecimiento, equidad y resiliencia. @PNUD y @betterthan_cash impulsan la #inclusiónfinanciera https://bit.ly/4j9fEGD

22.12.2025 15:22 👍 1 🔁 0 💬 0 📌 0
Reflecting on responsible digital payments for financial inclusion, economic development, and prosperity in 2025

In 2025 @BetterThan_Cash partners endorsed our 2026–2030 strategy to scale responsible #digitalpayments. Focus: dignity-driven inclusion for women, youth, MSMEs in cash-heavy sectors, enabling credit, savings & rapid impact in agriculture, trade & services https://bit.ly/4al0I5P

19.12.2025 19:38 👍 0 🔁 0 💬 0 📌 0
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Over 10 million BISP women become account holders after 16 years, digital payments to begin soon Mobile wallet rollout to replace agents and queues; govt aims for 100% digital disbursement by June 2026

Over 10M low-income #women in #Pakistan opened bank accounts via #BISP, ending reliance on agents. New #digital wallets enable mobile access and biometric withdrawals. Pakistan targets 100% digital BISP payments by 2026.
https://bit.ly/4pGV82v

16.12.2025 21:07 👍 1 🔁 0 💬 0 📌 0
The Tracks Are Laid, Now We Need More Traffic Data from the Global Findex Database 2025 gives us a glimpse into how well countries across the globe are transitioning from cash toward digital payments. How much progress has been made, and what still needs to be done?

🌍 Today is @UNESCO's #WorldFuturesDay! At the Alliance, we celebrate futures thinking, foresight, & inclusive #digitalpayments to empower 1.3B excluded people. Governments & businesses must lead with responsible #DPI to advance financial inclusion for all https://bit.ly/4pHQHnF

02.12.2025 17:29 👍 1 🔁 0 💬 0 📌 0
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Ghana leads Africa with 350 million digital transactions quarterly Ghana has firmly established itself as a continental leader in digital finance, recording 350 million transactions in a single quarter.

🇬🇭 Ghana is an African leader in digital payments with 350M transactions quarterly & a mobile money base of 24M users. We are digitizing the cocoa value chain through the Cocoa Management System, embedding the UN Principles for Responsible #DigitalPayments https://bit.ly/4or0YDu

01.12.2025 23:02 👍 2 🔁 0 💬 0 📌 0